By cash we mean the holding of liquid money at short to medium term rates. The following are some examples of cash investments:

  • Cash management accounts
  • Term deposits
  • Registered mortgages
  • Government bonds
  • Promissory notes
  • Bills of exchange
  • Annuities (Swiss annuities)

Cash investments are considered low risk (unless of course your funds are deposited with the ‘Bank of Whoop Whoop’) – highly liquid and normally have low to medium income returns with a zero growth element.

This type of investment is ideal for accumulating low risk reserves and can be used as a buffer against more aggressive investment strategies.

We always recommend that you seek professional advice as this blog is for general information only