Where does the money flow?
If your money’s all over the place and it’s sitting in bank accounts maybe in one where the rent’s come in, and another one, which is a savings account, where does your money actually flow? What you want to do is have the maximum amount of your money flowing into that private debt on your principal place of residence. Have it sit there for as long as it possibly can on a month by month basis. That will make a big difference as to how quickly you pay off private non deductable debt.
If you’re in business, consider putting your cash flow of the business across when you’ve got big chunks of money come in for the month and then loan it back out to your business at the end of the month when you’ve got to pay all your bills.
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