How much should your safety buffer be?
How much this buffer should be will depend on your circumstances – what you do, the security of what you do, how much income you have coming in, what’s the likelihood of that income ever stopping, whether you have income protection insurance in place in case something happens to you, those sorts of things.
You’ve got that buffer to fall back on to see you through if things don’t work out your way.
You’re isolating your house away from the other assets that you might have, whether this be one house or nine houses, it doesn’t really matter. You’re keeping that separate from the others and with a little bit of distance in here between the other investments as well.
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